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            WOMEN EMPOWERMENT THROUGH 
                LIVELIHOOD ACTIVITIES 
            Provide support of Rs.5000/- to a rural woman to become 
            financially independent by starting her own micro-enterprise.- |  
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            Socio-Economic Programs
 
          Initiative 
          towards Village Development Majority of the rural 
          population are illiterate and are unaware of their rights and 
          entitlements being provided by the government for them. They do not 
          know what all facilities and privileges they can avail. Ignorance to a 
          great extent is responsible for the situation they are dwelling in. 
          Taking this into consideration, Stri Shakti initiated to create 
          awareness and organise the villagers and their efforts so they can 
          avail the benefits meant for them. 
 Stri Shakti helps villagers of Hazaribag Sadar Block in receiving 
          knowledge and accessing benefit of those programs. It also takes the 
          issue of self employment, preventive health care and entitlements from 
          government funded welfare schemes, as these are some of the important 
          tools to promote a just society.
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            Bread for the World (BFW), Germany 
          supports this initiative in 25 villages of Hazaribag District. Women 
          self help groups (SHGs) have proven instrumental for disseminating 
          information and to find a common ground for vital issues like 
          immunization, reproductive & sexual health and home management. The 
          SHGs have also endorsed and empowered women to stand in opposition to 
          domestic violence, superstition and alcoholism.
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          The Achievements is as Under
 
              
              
                
                | Formation, Bank 
                linkage and grading under SJSY scheme | 57 Women-SHGs |  
                | Supplementary Food 
                to | 125 pregnant anaemic 
                women |  
                | Immunization | 1265 children |  
                | Adolescent Girls’ 
                group formation and regular meeting | 20 |  
                | Micro Insurance | 532 policy holders |  
                | Number of persons 
                linked with financial Institutions for getting loan | 218 |  
                | Number of persons 
                with improved Financial status | 175 |  
                | Number of persons 
                with improved housing condition | 166 |    |  
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                Micro-Credit 
                and Women SHGs Micro-credit and 
                Self Help Groups (SHG) have become complimentary these days. 
                With the advent of Micro-credit; Women Empowerment seems a 
                possible goal by reaching the beneficiaries and providing them 
                the desired support towards financial independence. The Self 
                help Groups further enhances the impact by organising women into 
                groups; educating them on saving practices and internal lending. 
                The SHG women get a platform where they learn Financial Literacy 
                and inculcate saving practices. They are also educated on the 
                various government welfare schemes which they can avail 
                benefits.
                 Stri Shakti believes that Organising women into SHGs and 
                providing them with Micro-credit facilities helps in improving 
                their financial status and well-being. Further, besides savings 
                and credit facilities they also raise voices on issues regarding 
                social concern such as education to all, prohibiting dowry, 
                promoting community health practices, gender equality, 
                leadership development etc. |  
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                Women’s Self Help Groups at a Glance 
              
              
                
                      | SHGs active | 170 |  
                      | Number of SHGs 
                      members | 2103 |  
                      | Number of SHGs 
                      with Bank Accounts | 112 |  
                      | Number of 
                      Loanee Members | 265 |  
                      | Total amount 
                      of savings in SHGs | Rs.19,80,000 |  
                      | Total loans 
                      disbursed by Stri Shakti | Rs.20,03,600 |  
                      | Loan Repayment 
                      rate | 99% |  
                      | Annual service 
                      charge on loans for operational cost & sponsoring girls 
                      for secondary education | 17% |  |  
            | Agriculture Promotion and 
            Food Security
 Majority of 
            the population in Jharkhand is dependent on agriculture and farm 
            practices as their only source of livelihood. With the ever-changing 
            weather conditions; farmers are finding it difficult to cultivate 
            their crop due to scanty and irregular rainfall and poor knowledge. 
            They still use the conventional methods of production which is 
            resulting in less yield. Keeping this in mind; Stri Shakti with the 
            kind support of Bread for the World, Germany imparted training to 
            200 farmers on SRI (System of Rice Intensification) method of paddy 
            productivity and other cash crops like Lady finger, Bitter gourd, 
            Egg plants, Tomato, Green chillies, Pumpkin, Potato, and Cucumber. 
            The SRI method has proved to be a great boon as it requires less 
            input and doubles the output. The farmers are finding it very useful 
            and have enhanced their productivity with lesser inputs.  Besides the 
            required technical support and needed guidance; the farmers are also 
            provided with seeds for plantation since last 2 years. The yield has 
            been very good and the farmers are able to reap benefits applying 
            the knowledge, guidance and hand holding support.
            
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